Rights and obligations with co-operative housing

When purchasing co-operative housing in Sweden, you don’t own the property or the housing itself, but just gain the right to use the unit. The property is owned by a co-operative housing association, of which you’ll become a member. As long as you comply with the association’s bylaws and pay your fees on time, you’ll have the right to reside in the housing you’ve bought. This arrangement combines ownership with membership, which comes with both rights and responsibilities.

Your rights and responsibilities as a buyer

When purchasing co-operative housing, you gain the right to use your home as long as you follow the association’s rules. You also have the opportunity to influence decisions by participating in the association’s meetings and voting. At the same time, you’re required to adhere to the association’s bylaws and pay your monthly fee on time.

  1. Maintenance responsibility
    As a owner, you’re responsible for maintaining your own apartment, while the association handles the maintenance of common areas and the exterior of the property. This includes tasks such as painting, wallpapering, and repairing appliances or installations within your unit.
  2. Monthly fee
    You pay a monthly fee to the association, which covers costs for property operations, maintenance, and any loans. The size of the fee depends on the association’s finances and the condition of the property.
  3. Membership and influence
    As a member of a co-operative housing association, you have voting rights at the annual general meetings. This allows you to influence decisions regarding maintenance, renovations, and financial matters related to the association.
  4. Subletting
    If you wish to sublet, you’ll have to get permission from the association. Charging an unreasonably high rent isn’t allowed, and the association has the right to deny your request if they have valid reasons.

What we help with regarding co-operative housing

Legal consultation
We provide legal guidance to help you understand your rights and responsibilities as an owner. We also assist with legal matters related to buying or selling housing.

Review of bylaws and agreements
We help you review the association’s bylaws and any related agreements to make sure they’re fair and legally sound.

Dispute resolution
If you encounter disputes with your association or other members, we represent you to help achieve a fair resolution.

Do you need help with legal matters concerning co-operative housing? You can always get in contact with our lawyers within just 24 hours when you need quick answers to your questions. Or you can email or call us whenever you need to hire a lawyer for legal assistance.

FAQ regarding co-operative housing

What’s the difference between co-operative housing and renting?
With co-operative housing, you have the right to live in a specific unit within the association, while renting involves renting from a landlord without any ownership interest.

Can I sublet my co-operative housing unit?
Yes, but you have to obtain permission from your association before subletting. The association has the right to deny the request for valid reasons.

What happens if I don’t pay my monthly fee?
If you fail to pay your monthly fee, you can lose your apartment and the right to live in it. Therefore, it’s essential to pay your fee on time.