Do you need help with a claim?
A claim refers to a situation where one person (the creditor) has the right to demand payment or another form of performance from another person (the debtor). They can arise from various agreements, loans, or transactions where one party owes a debt to the other. They can be written or verbal and may have fixed deadlines or run indefinitely.
Various types
Non-negotiable claims
These are the most common type and mean that the creditor has the right to demand payment from the debtor, such as invoices or loans.
Bearer claims
These are transferable and can be assigned to another person. Examples include promissory notes and bills of exchange.
Individual claims
These arise when a specific performance is required, such as the delivery of a particular good or service.
The process
Establishing
Begin by formally documenting the claim, such as through a contract or an invoice. Clearly specify the amount, the due date, and what the it pertains to.
Reminders and debt collection
If the debtor fails to pay on time, send a payment reminder. If payment still isn’t received, you can hire a debt collection agency to recover the payment.
Legal action
If reminders and debt collection efforts don’t lead to payment, you may pursue legal action. This could include filing a payment order with the Swedish Enforcement Authority or taking the matter to court.
Statute of limitations
A claim can expire if you don’t pursue it within a certain timeframe. The general statute of limitations for them in Sweden is ten years, but for consumer claims, it’s three years. To avoid losing your right to payment, make sure you pursue within the statutory timeframe.
What we help with regarding claims
Legal advice
We provide guidance on how to handle your claims, making sure they’re properly documented and legally binding.
Reminders and debt collection
We assist with sending payment reminders and managing the debt collection process to recover unpaid claims.
Legal action
If necessary, we represent you in legal proceedings, helping you file payment orders and pursue cases in court.
Get legal help today
Do you need help with matters concerning claims? You can always get in contact with our lawyers within just 24 hours when you need quick answers to your questions. Or you can email or call us whenever you need to hire a lawyer for legal assistance.
FAQ about claims
What’s a claim?
Its the right to demand payment or performance from another person.
What should I do if someone doesn’t pay their debt?
If someone doesn’t pay, you can send a payment reminder and involve a debt collection agency. If this doesn’t work, you may take legal action.
What is the statute of limitations for a claim?
The general statute of limitations for them is ten years, while consumer claims have a three-year limit. It’s crucial to make sure payment is pursued within these timeframes.
